Stablecore has joined the Jack Henry Fintech Integration Network, enabling banks and credit unions on the platform to offer stablecoin and tokenized asset services directly through their existing banking systems.
Jack Henry supplies core processing and digital banking technology to roughly 1,670 banks and credit unions in the U.S., with many institutions also relying on its Banno Digital Platform to power online and mobile banking services for more than 1,000 organizations.
The integration will connect blockchain-based products to traditional core banking infrastructure, allowing participating institutions to roll out stablecoin accounts with 24/7 payment capabilities, crypto on- and off-ramps for assets like Bitcoin, digital asset–backed lending, tokenized deposits, and staking features where permitted. Embedding these services within existing banking apps reduces reliance on standalone wallets or external crypto platforms, reflecting a broader trend of integrating blockchain assets into regulated financial channels.
Accelerating Stablecoin Infrastructure
Stablecore raised $20 million last year to help smaller banks and credit unions adopt digital asset services, particularly stablecoins, following the passage of the GENIUS Act, which established a federal framework for payment stablecoins.
Proponents of stablecoins argue they can reduce settlement times, cut cross-border payment costs, and provide uninterrupted transfer capabilities compared with traditional banking rails. Momentum for adoption is building across both fintech and traditional finance:
- Modern Treasury recently launched a service integrating stablecoin transactions alongside wire and ACH payments via the Paxos network, signaling growing interoperability between blockchain-based dollars and legacy systems.
- Fidelity Investments is set to launch its Fidelity Digital Dollar stablecoin this month, designed to enable faster and more efficient international settlements.
- Major banks, including Citigroup, are exploring in-house issuance of stablecoins to modernize cross-border payments and liquidity management.
With Stablecore’s integration into Jack Henry’s network, smaller banks and credit unions now have a pathway to offer regulated, on-chain cash-management services, positioning them to compete in the rapidly evolving digital asset ecosystem.