Aatmanirbhar Laghubitta Bittiya Sanstha Limited (ANLB) posted a net profit of Rs. 1.14 crores in the first quarter of FY 2082/83, a strong turnaround from a net loss of Rs. 43.53 lakhs in the same period last year. The improvement was driven by higher net interest income and a sharp decline in impairment charges.

Net interest income rose 13.92% to Rs. 3.57 crores, while impairment charges dropped 74.59% to Rs. 1.02 crores. Operating profit reached Rs. 1.11 crores, compared to a loss of Rs. 2.30 crores a year earlier. Paid-up capital increased by 14.25% to Rs. 7.83 crores, and reserves and surplus grew 19.27% to Rs. 23.91 crores.

Customer deposits expanded 14.75% to Rs. 1.01 Arba, with loans and advances rising 5.68% to Rs. 1.54 Arba. Borrowings fell sharply by 83.55% to Rs. 1.89 crores. The bank’s capital adequacy ratio improved to 18.58%, while its non-performing loan (NPL) ratio declined to 12.83% from 14.43%. Earnings per share (EPS) surged to Rs. 58.53 from a negative Rs. 25.39, and net worth per share increased to Rs. 405.31.